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Proxy Statement Pursuant to Section 14(a) of the

Securities Exchange Act of 1934



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Preliminary Proxy Statement


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Definitive Proxy Statement


Definitive Additional Materials


Soliciting Material under § 240.14a-12


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+OnlineGo to or scan the QR code login details are located in the shaded bar below.Shareholder Meeting NoticeImportant Notice Regarding the Availability of Proxy Materials for the Amerant Bancorp Inc. Annual Meeting of Shareholders to be Held on June 8, 2022.Under Securities and Exchange Commission rules, you are receiving this notice that the proxy materials (consisting of the Notice & Proxy Statement and the Annual Report) for the annual meeting of shareholders are available on the Internet. Follow the instructions below to view the materials and vote online or request a copy. The items to be voted on and location of the annual meeting are on the reverse side. Your vote is important! This communication presents only an overview of the more complete proxy materials that are available to you on the Internet. We encourage you to access and review all of the important information contained in the proxy materials before voting. The 2022 proxy statement and the 2021 annual report to shareholders are available Online Access View your proxy materials and vote.Step 1: Go to Step 2: Click on Cast Your Vote or Request Materials. Step 3: Follow the instructions on the screen to log in.Step 4: Make your selections as instructed on each screen for your delivery preferences. Step 5: Vote your shares.When you go online, you can also help the environment by consenting to receive electronic delivery of future materials.Obtaining a Copy of the Proxy Materials If you want to receive a copy of the proxy materials, you must request one. There is no charge to you for requesting a copy. Please make your request as instructed on the reverse side on or before May 27, 2022 to facilitate timely delivery.2NOT +03MHTC LOGO

Shareholder Meeting NoticeThe 2022 Annual Meeting of Shareholders of Amerant Bancorp Inc. will be held on Wednesday, June 8, 2022 at 8:00 A.M. Eastern Time, virtually via the internet at To access the virtual meeting, you must have the information that is printed in the shaded bar located on the reverse side of this form. Proposals to be voted on at the meeting are listed below along with the Board of Directors' recommendations.The Board of Directors recommends a vote FOR all the nominees listed and FOR Proposals 2 and 3: 1. To elect directors to serve until the 2023 annual meeting of shareholders: 01 - Gerald P. Plush 02 - Orlando D. Ashford 03 - Miguel A. Capriles L. 04 - Pamella J. Dana 05 - Samantha Holroyd 06 - Gustavo Marturet M. 07 - John A. Quelch 08 - John W. Quill 09 - Oscar Suarez 10 - Gustavo J. Vollmer A. 11 - Millar Wilson 2. To approve the Amerant Bancorp Inc. 2021 Employee Stock Purchase Plan. 3. To ratify the appointment of RSM US LLP as the independent registered public accounting firm of the Company for the fiscal year ending December 31, 2022.PLEASE NOTE YOU CANNOT VOTE BY RETURNING THIS NOTICE. To vote your shares you must go online or request a paper copy of the proxy materials to receive a proxy card. Heres how to order a copy of the proxy materials and select delivery preferences: Current and future delivery requests can be submitted using the options below. PLEASE NOTE: You must use the number in the shaded bar on the reverse side when requesting a copy of the proxy materials. Internet Go to Click Cast Your Vote or Request Materials. Phone Call us free of charge at 1-866-641-4276. Email Send an email to with Proxy Materials Amerant Bancorp Inc. in the subject line. Include your full name and address, plus the number located in the shaded bar on the reverse side, and state that you want a paper copy of the meeting materials. To facilitate timely delivery, all requests for a paper copy of proxy materials must be received by May 27, 2022. LOGO