S-3 424B2 EX-FILING FEES 333-296741 0001734342 Amerant Bancorp Inc. N/A Y N 0001734342 2026-09-16 2026-09-16 0001734342 1 2026-09-16 2026-09-16 0001734342 1 2026-09-16 2026-09-16 0001734342 2 2026-09-16 2026-09-16 iso4217:USD xbrli:pure xbrli:shares

Calculation of Filing Fee Tables

S-3

Amerant Bancorp Inc.

Table 1: Newly Registered and Carry Forward Securities ☐Not Applicable

Security Type

Security Class Title

Fee Calculation or Carry Forward Rule

Amount Registered

Proposed Maximum Offering Price Per Unit

Maximum Aggregate Offering Price

Fee Rate

Amount of Registration Fee

Carry Forward Form Type

Carry Forward File Number

Carry Forward Initial Effective Date

Filing Fee Previously Paid in Connection with Unsold Securities to be Carried Forward

Newly Registered Securities
Fees to be Paid
Fees Previously Paid 1 Debt 7.00% Senior Notes due 2031 457(o) 50,000,000 $ 49,741,000.00 $ 6,869.23
Carry Forward Securities
Carry Forward Securities

Total Offering Amounts:

$ 49,741,000.00

$ 6,869.23

Total Fees Previously Paid:

$ 0.00

Total Fee Offsets:

$ 6,869.23

Net Fee Due:

$ 0.00

Offering Note

1

The registration fee for the securities was previously paid in connection with the Registrant's Registration Statement on Form S-3ASR (File No. 333-296741), initially filed with the Securities and Exchange Commission on June 12, 2026, in accordance with Rule 457(o) under the Securities Act of 1933, as amended (the "Securities Act"). This "Calculation of Filing Fee Tables" shall be deemed to update the "Calculation of Filing Fee Tables" in the Registration Statement.

Table 2: Fee Offset Claims and Sources ☐Not Applicable
Registrant or Filer Name Form or Filing Type File Number Initial Filing Date Filing Date Fee Offset Claimed Security Type Associated with Fee Offset Claimed Security Title Associated with Fee Offset Claimed Unsold Securities Associated with Fee Offset Claimed Unsold Aggregate Offering Amount Associated with Fee Offset Claimed Fee Paid with Fee Offset Source
Rules 457(b) and 0-11(a)(2)
Fee Offset Claims
Fee Offset Sources
Rule 457(p)
Fee Offset Claims 1 Amerant Bancorp, Inc. S-3 333-272886 06/23/2023 $ 6,869.23 Debt Debt Securities $ 49,741,000.00
Fee Offset Sources Amerant Bancorp, Inc. S-3 333-238958 06/05/2020 $ 12,980.00

Rule 457(p) Statement of Withdrawal, Termination, or Completion:

1

The Registrant previously filed a Registration Statement on Form S-3 (File No. 333-272886) on June 23, 2023, as amended (the "Prior Registration Statement"). In connection with the Prior Registration Statement, securities were registered for a maximum aggregate offering price of $300,000,000. Pursuant to Rule 415(a)(6) under the Securities Act, the offering of unsold securities under the Prior Registration Statement was deemed terminated upon the filing of the Registrant's Registration Statement on Form S-3ASR (File No. 333-296741) (the "Current Registration Statement"), initially filed on June 12, 2026. The Prior Registration Statement carried forward $135,000,010 of unsold securities and associated filing fees previously paid. The fee offset of $6,869.23 claimed herein was originally paid in connection with registration fees under the Registrant's earlier Registration Statement on Form S-3 (File No. 333-238958), filed on June 5, 2020, pursuant to which $12,980.00 in filing fees were paid. In accordance with Rule 457(p) under the Securities Act, $6,869.23 of such previously paid and unused filing fees is being used to offset the registration fee payable in connection with the offering of $49,741,000.00 in aggregate maximum offering price of the 7.00% Senior Notes due 2031 registered pursuant to the Current Registration Statement. Accordingly, no additional registration fee is due at this time.

Table 3: Combined Prospectuses ☑Not Applicable

Security Type

Security Class Title

Amount of Securities Previously Registered

Maximum Aggregate Offering Price of Securities Previously Registered

Form Type

File Number

Initial Effective Date

Narrative Disclosure
The maximum aggregate offering price of the securities to which the prospectus relates is $49,741,000.00. The prospectus is a final prospectus for the related offering.